Private Policy and Disclaimer Statement

Private Policy
Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.


What personal information do we collect from the people that visit our website or app?
We may collect information from visitors of our site. When you provide information that enables us to respond to your request for products or services, you consent to our collection, use and disclosure of this information to appropriate third parties for the purposes described in this Statement.


When do we collect information?
We collect information from you when you enter information on our site.


How do we use your information?
We may use the information we collect from you when you request a quote or use certain other site features.


How do we protect visitor information?
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. 
We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information.


Do we use 'cookies'?
We do not use cookies for tracking purposes.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies.
If you disable cookies off, some features will be disabled that make your site experience more efficient and some of our services will not function properly.


Third Party Disclosure
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety. 
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.


Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Disclaimer


No warranties
This website is provided “as is” without any representations or warranties, express or implied.  Oriental Benefit Group makes no representations or warranties in relation to this website or the information and materials provided on this website.  
Without prejudice to the generality of the foregoing paragraph, Oriental Benefit Group does not warrant:
1)    That the service will be uninterrupted, timely, secure, or error-free,
2)    The quality of any services, information, or other material obtained by you through the service, or
3)    That any errors in the service will be corrected.


Limitations of liability
Oriental Benefit Group will not be liable for any loss in relation to the contents of, or use of, or otherwise in connection with, this website